Get the Best and Cheapest SR-22 Offer Online

There are times when a court will have to require a driver to carry a special type of insurance in order for that driver to continue enjoying his or her driving privileges. This special type of insurance is called SR-22, a form which insurance companies send to a state’s Department of Motor Vehicles (DMV) to indicate that the person whose license has been suspended already has the required insurance coverage.

A driver can be required to carry an SR-22 filing if he or she has been:

  • Caught driving without auto liability insurance;
  • Cited for multiple traffic violations within a specified time period (like three moving violations in just one year);
  •  Involved in an accident without auto insurance;
  • Driving a car under the influence (DUI);
  • Cited for recklessly driving a motor vehicle; or
  • Issued a license suspension or revocation.

Only by filing SR-22 can a driver’s driving privileges be immediately restored as this will also immediately lift the suspension made on his or her license. However, an SR-22 form may not be so easy to obtain because one will first be required to purchase an auto liability insurance policy. But here’s the tricky part: being required to carry an SR-22 filing will make insurance companies tag you as a “high-risk” driver. Being “high-risk,” an insurance provider has two options: deny your purchase or sell you a policy that is more expensive than the regular. Why more expensive, you may ask? Well, because you’re a “high-risk” driver, which means you are likely to get involved in an accident and if or when you do, instead of earning profits, your insurance provider will have to spend since it will have to pay your victim. Carrying SR-22 also usually lasts for three years, however, a judge may extend it to five years if he or she sees it fit. This means more expensive premium payments for 36 months or 3 years – a real strain on your budget even if there is no extension made.

While insurance firms find means to make policies more expensive, however, independent car insurance companies help car owners and drivers find the best insurance deal, including SR-22, with the lowest price. According to LaMarca Law Group P.C., some insurance companies offer customers as many as a dozen free insurance quotes online which will allow customers compare insurance prices. Besides these free insurance quotes, it also offers free SR-22 quotes, as well as online filing of all your insurance related needs.

Within minutes, you can be insured or get an SR-22; no hassle, no paperwork and everything is guaranteed fast and easy and even right in the comfort of your home. All you need to do is dial a number.

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